Missouri United School Insurance Council
Arthur J Gallagher & Co.
Building/Property Insurance
We Are Here To Serve You In A Way No One Else Can!
We are a dedicated, professional staff, all located in Missouri, working only for the MUSIC membership. WE have been serving Missouri schools exclusively since 1985 and we will be here for many years to come. This is all we do!
MUSIC is non-profit and is owned and controlled by its 470 members. We offer a comprehensive package of coverages including Property, Liability, Automobile and Workers' Compensation. Additional benefits include a Board Policy Service, Loss Prevention Programs, Appraisals and Legal Seminars/Workshops.
If you would like a brochure, a listing of testimonials, or an application for membership, please give Dr. Gary VanMeter a call at (636) 916-3433
Coverages Included
The coverage plan includes buildings, contents, boiler & machinery, inland marine, automobile, crime, general liability, miscellaneous medical malpractice, school board liability, employment practices liability, special education due process, workers’ compensation, treasurer’s bonds, special events and notary bonds. Extra liability limits from a group purchase umbrella program are also available, and a cyber coverage program has been available since 2011.
Special Services Included
Also included at no extra charge are building appraisals, board policy service, loss control services, legal seminars and workshops, workers’ compensation managed care network and nurses, dedicated claims staff working only on MUSIC claims, monthly loss runs, and a quarterly newsletter. The Board and staff has also instituted an innovative, nationally-recognized, web-based training program to educate the school community on what to look for in the behavior of those who would sexually abuse our children. Tens of thousands of Missouri school employees and volunteers have received the training.
MUSIC Facts and Figures
- Number of Members – 473 which include public school districts, community colleges, and education associations
- MUSIC Annual Budget – approximately $70 million
- Member Enrollment Range – districts vary in size up to 22,512
- Number of Member Employees – 92,169
- Number of Teachers – 44,334
- Member Payrolls – $3.8 billion
- Property Values – $20 billion
- Number of Buildings - 5,593
- Number of Buses – 5,551
- Other Vehicles – 2,820
- Student Count – 614,763
- Number of Claims Managed Since Inception – 100,000+